Where & what I should buy? Overall purchasing an investment property in Spain is a very easy process, however deciding where and what is the hard part. As a company we have a dedicated team that will help and advise you when making that decision. People tend to think Spain’s growth is now complete this is far from true. Yes areas such as the Costa del Sol have slowed down slightly, but there are areas with massive growth potential such as Murcia, Costa Calida.

Here at Find Me A Property In Spain we source the very best property investment opportunities for you, providing comprehensive viewing trips and detailed potential explanations. We will advise you on available finance, the route to resale of Spanish off-plan investments for profit or the long-term rental prospects.

When investing in Spain there are two types of investment to consider, buying “off-plan” for maximum capital growth or long term rental income. Here are the benefits of both: -

Why buy "off-plan"?

Purchasing “off-plan” investment property in the right areas of Spain can be extremely profitable, especially if you purchase in the early stages and resell before completion once the prices have risen.

Off-plan investment property in Spain is sold by the developer and released in phases throughout the construction. Most property developments have a construction time of 12-24 months, buying early on guarantees you a fixed price. Release prices are generally very attractive due to the fact you will have construction around you once your property is complete and to encourage early sales. The longer the construction the higher the growth and the longer you have to make payments.

When purchasing off-plan investment property most developers allow you to sell out of the contract after paying approximately 25%, this allowing investors to observe the market and sell-on at the right time to maximise profit. In Spain you do not pay capital gains tax if you sell before completion. Therefore the longer an investor leaves it and makes extra payments the higher the profit will be.

Many investors purchase several off plan Spanish properties and use the capital gains to subsidise the deposits for others, never completing on any.

By joining our Investor Club we will tell you about new developments in Spain before there even released!

Rental Income....

Purchasing Spanish property for rental on a long-term basis can also be very profitable. Here is an example of rental income based on an average property on a golf development..

60% of the year = 30 weeks

£150,000k property, 2 beds, 2 bath apartment

Per Week Return = £500-£700 (depending on season)

Per annum return £19,000 - £21,000

Minus 20% Service charge = £16,000

Minus £3000 maintenance fees (on the resort)

=£13,000

Return on £150,000 property after tax per annum = 6-8% on the property

(These figures may change due to different developments and costs)

Chosing the perfect Spanish Property.....

When deciding on the perfect property that will provide you with a sound investment, there are certain factors to remember.

Golf – Golf is a major factor for many holiday makers, it is also all year round rental

Leisure Facilities

Coast – Try to be at least 45 mins drive

Airports – Aim for easy access from all over Europe to maximise rental

Quality development with facilities with a proven developer


Finance.....When buying in Spain

Off plan properties will usually require a deposit of 20% - 50%

Allow for 7% IVA (Spanish Tax) on all properties

3% Legal fees

Mortgage rate from 3% - Mortgages are now available up to 95%!

Furniture – To make life easier you can arrange for a furniture pack from £3000 +

Management – Management companies offer services from 10% +


Find me a property in Spain: Investor Service

At Find Me A Property In Spain we provide our Investor Club members with the following services,

Search & Find – A member of our team will advise you on any new release developments before their even released. Giving you the first choice on plots when they are – Get Ahead Of The Game

Advise on the best property locations

Peace of Mind – All Spanish property developments that we work with offer a full bank guarantee.

Arrange finance that suits your needs with Spanish mortgages up to 95%.

After Sales – A member of our after-sales team will take care of the whole buying process for you and keep you up to date with any developments. After Sales

Resales – When you decide the time is right to resell, just let us know and we will begin the process.

Where should I buy?

Murcia – Costa Calida

The region of Murcia on the Costa Calida has seen the highest growth rate in Spain over the last 12 months with an amazing 30% capital growth on some properties.

This growth alone is enough for property investors seeking an excellent opportunity, however when you see the area there is much much more. Murcia as a region is developing in the right way learning from the mistakes of other well known Costa’s. There are currently 39 golf courses/communities being built or in planning stages offering 5 star facilities to compliment the famous La Manga Resort. The beautiful Mar Menor offers all types of water sports, being one of the largest natural sea inlets in the world.

Murcia is easily accessible by road and air, in the last 12 months we have seen the release of budget airlines flying in to Murcia Airport from all over the UK. Alicante airport is only a short drive and by 2008 a new international airport will open in Corvera. With such a short flight time of 2 hours from the UK it is easy to see why Spain and Murcia will always be a top choice for holidaymakers. Not forgetting the growing trend of long weekend breaks.

In addition a new high speed rail service is being insalled to run from Madrid.