Mortgages At Find Me A Property In Spain we have connections to many leading Spanish banks in Spain, offering a selection of mortgages to suit your requirements. Most Spanish banks will usually lend up to 80% of the property value. It is however important to know that in Spain mortgages are attached to the property detailed in the escritura.

As a company we take the time to find the best possible properties that more than meet our clients requirements. Therefore after much negotiation on complete/key ready properties we can now offer the new 95% mortgage.

Throughout Spain clients have traditionally needed a deposit of 30%-50% to purchase a property. This often resulted in many people not being able to afford their ideal Spanish property and purchasing something less desirable. With growth of 25% predicted for Spain again this year (Murcia – Costa Calida with the highest growth), excellent rental yields and a climate to die for, the time to buy a property in Spain has never been better!

What will I need to take when applying for a Spanish mortgage?

When applying for a Spanish mortgage the procedure is the same as the UK, you will need to provide identity and proof of earnings ie,

Employed:-
Last 3 pay slips
Recent bank statement
Identification – passport

Self Employed:-
At least last 2 years accounts
A report from your accountant
Recent tax return
Bank statement
Identification - passport

This will always be explained to you before you leave home, if you have booked a Viewing Trip (if not before at your request).

Please do not hesitate in contacting a member of our team for further information on 0870 803 4521 or Email Us.